Depending on the number of DUIs you have on record and whether your DUIs were charged as misdemeanors or felonies, you could be sentenced to spend anywhere from a few days to up to a year or more in jail. While many areas of your life are adversely affected when you're incarcerated, possibly the biggest impact will be felt in your finances. If you anticipate you'll be in jail for a long period of time because of a DUI, here are two tips to help you prepare your finances to minimize the associated fallout.

Obtain Deferments When Possible

Many times, people lose their sources of income when they're incarcerated. Not only do they lose their jobs, but sources of public assistance may also be cut off. For example, the Social Security Administration will not pay disability benefits while you're in jail.

If you anticipate you won't have any income while you're in jail, try to obtain payment deferments from your creditors. If you have student loan debt, for example, contact the lender and explain the situation. Typically, you can get a deferment if you're going into federal prison and provide proof to the creditor. Be aware, this may only be available with loans backed by the federal government.

Other creditors may or may not have similar programs available, but you won't know until you call and ask. Get as many of your bills deferred as you can for the length of time you'll be in jail. This way, you'll avoid coming home to a mountain of collection notices, late fees, and accumulated interest.

Automate As Much As Possible

If you do expect to continue receiving some income during your time in jail, then automate as much as you possibly can. Have any payments deposited directly into your bank account, and set your bills up so they are automatically paid from that same account every month. For instance, if you're getting dividend payments from investments, have that money put in your account, and then schedule your monthly child support checks to be sent to your ex using the bank's automated bill pay system.

It's a good idea to add someone you trust as a joint account holder on your bank account. This way, the person can make deposits and withdrawals and handle any problems that crop up with the account while you're away. Depending on how long you're going to be in jail, you may even want to give the person power of attorney so the individual can handle your financial affairs until you're released.

For more tips of preparing yourself for incarceration or assistance with litigating a DUI case, contact a criminal defense attorney or a traffic lawyer.   

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